Well, I thought I heard a captain say, "Pay me my money down. Tomorrow is my sailing day, pay me my money down."
  
  Chorus:
  Oh, pay me. Pay me. Pay me my money down. Pay me or go to jail. Pay me my money down.
  
  Soon as that boat was clear of the bar, pay me my money down, well, he knocked me down with the end of a spar
  Pay me my money down.
  
  (Chorus)
  
  Wish I was Sherman Adamson, pay me my money down. Get a coke and watch the fun. Pay me my money down.
  
  (Chorus)
  
  Wish I was Erv Jellison, pay me my money down. Fly away and have some fun. Pay me my money down.
  
  (Chorus, twice)